Karnataka Government Launches Bhoo Guarantee Scheme to Secure 23 Lakh Bengaluru Properties

Karnataka launches Bhoo Guarantee to digitize 23 lakh Bengaluru property records, ease B-Khata conversion and boost transparency for property owners citywide.

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The Karnataka state government has introduced a landmark administrative reform titled the Bhoo Guarantee (Land Guarantee) scheme. Announced by Deputy Chief Minister D.K. Shivakumar, who also holds the Bengaluru Development portfolio, this initiative is designed to provide secure, digitized, and tamper-proof property records to approximately 23 lakh property owners across Bengaluru.

The project aims to clean up the city's complicated real estate records. It addresses long-standing issues of corruption, document manipulation, and the legal hurdles faced by owners of unauthorized or semi-legal properties.

The Digitization Drive: Nanna Khata, Nanna Hakku

Under the campaign slogan Nanna Khata, Nanna Hakku (My Khata, My Right), the government is moving toward a fully digital property management system. As per the Economic Times report, the state has already scanned and digitized over 7,000 property-related files. This massive data entry project is intended to stop the manual alteration of records, which has historically led to land disputes and bribery.

To ensure the highest level of security, every property will be mapped using Global Positioning System (GPS) technology. Each digital record will be linked to the owner’s identification details. Furthermore, the records will include updated site photographs and photos of the owners to prevent impersonation. According to the Deputy CM, these documents will be delivered directly to the doorsteps of citizens by government representatives, ensuring that people do not have to visit government offices or pay bribes to intermediaries.

Solving the B-Khata Crisis

One of the most significant parts of this announcement is the resolution for B-Khata properties. In Bengaluru, an A-Khata signifies a property that is fully legal, while a B-Khata is essentially a listing in a secondary register for properties with violations or those built on unauthorized land.

Property Distribution in Bengaluru

Property Category

Total Units

Status Description

A-Khata Properties

16 Lakh

Genuine and fully documented

B-Khata Properties

7 Lakh

Facing hurdles in loans and sales

Total Scope

23 Lakh

All covered under Bhoo Guarantee

Source: Karnataka Deputy CM / Bengaluru Development Portfolio

Key Financial Facts and Discounts

The financial relief offered in this scheme is substantial. Under the Bhoo Guarantee scheme, the government has opened a one-time settlement window of 100 days for B-Khata holders to convert to A-Khata at a discounted rate.

Fee Conversion Comparison

Feature

Previous Rules

Bhoo Guarantee (100-Day Window)

Conversion Fee

5% of Guidance Value

2% of Guidance Value

Overall Discount

0%

60% Concession

Payment Deadline

Immediate

6 Months after verification

Source: Official Government Announcement / Economic Times

Example Case: For a property with a guidance value of ₹1 crore, the fee used to be ₹5 lakh. Under this new window, the owner only needs to pay ₹2 lakh.

Relaxation of Building Violations

The government is also showing flexibility regarding building setbacks and planning violations. This move is expected to bring thousands of small homeowners into the legal framework, allowing them to apply for formal water and electricity connections from agencies like BWSSB and BESCOM.

Regularisation Limits

Property Type

Previous Deviation Limit

New Deviation Limit

Smaller Sites

5%

15%

Source: Karnataka State Government



Source: Karnataka State Government

BDA Settlement and New Housing Projects

The Bengaluru Development Authority (BDA) has also slashed settlement charges by 50% to improve participation from the public. Additionally, new registrations for apartments in Whitefield will open on May 15.

BDA Whitefield Apartment Pricing

Apartment Type

Size (Approx.)

Estimated Price

Rate per Sq. Ft.

1-BHK

760 sq ft

₹51 Lakh

₹6,686

3-BHK

1,733 sq ft

₹1.44 Crore

₹8,309

Source: Bengaluru Development Authority (BDA)

Infrastructure and Future Connectivity

Beyond property records, the government is pushing for massive infrastructure growth. Deputy CM Shivakumar announced that groundbreaking ceremonies for major tunnel roads and elevated corridors will take place by the end of May 2026.

Upcoming Major Projects

  • Twin Tunnel Corridor: From Hebbal Junction toward the city center.

  • Elevated Corridor: Extending to Mekhri Circle to bypass traffic.

  • Nadaprabhu Kempegowda Layout: Over 1,077 km of roads built at a cost of ₹631 crore.

  • Bengaluru Business Corridor: Featuring double compensation options for land.

Implementation and Public Support

To make the process easy, the government will organize special camps every Saturday for three months in 50 different locations within every Assembly constituency. This ensures that even elderly citizens and those in remote areas can access the Bhoo Guarantee services without traveling to the city center.

By combining digital technology with financial incentives, the Karnataka government hopes to create a transparent real estate market in Bengaluru, providing long-term security to 23 lakh families.


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